2026 Florida State Income Tax

Florida does not collect a state income tax on wages. There is no state W-4 to file, no state withholding line on your paystub, and no Florida state return for wage income at the end of the year. Federal income tax is your only paycheck-based tax obligation.

The 2026 Florida rate

0% (no state income tax)

Why Florida has no income tax

Florida's constitution (Article VII, Section 5) prohibits a personal income tax. Florida has never had one in its modern history. The state funds itself primarily from sales tax (a 6% statewide rate plus local option add-ons that bring it to 7-7.5% in most counties), tourism-related taxes, corporate income tax (which exists and is 5.5%), and property taxes assessed at the county level.

For wage earners, this means a Florida paystub has no state withholding line — federal income tax, Social Security, and Medicare are the only deductions before other voluntary categories like 401(k) and health premiums. Florida retirees moving from a state with an income tax often see this as their largest single tax change.

What this means for your withholding

When you select Florida in the Breakeven calculator, the state row on your projection will show $0 owed and $0 withheld — you can't under-withhold for a tax that doesn't exist. Your federal projection covers your entire paycheck-based tax bill. The W-4 is the only payroll form you need to worry about.

How Florida compares to states with income tax

Florida funds its government through other sources: typically property taxes, sales taxes, severance taxes on natural resources, or specific industry levies. Total state and local tax burden in a no-income-tax state is not necessarily lower than in a state with an income tax; the mix is just different. For a take-home-pay comparison across states, model your federal projection in the calculator and compare it to federal brackets alone.

Sources

• Florida Department of Revenue — official income-tax landing page (or equivalent).
• Tax Foundation — State Income Tax Rates — cross-reference for the no-income-tax classification.

Note on state payroll surcharges. Florida does not collect statewide income tax, disability, or paid-leave premiums on wages. (Washington is the only no-income-tax state with statewide payroll programs the calculator currently models.) See the methodology for the full list of what is included and excluded.

Last cross-checked on 2026-04-28.

Canonical reference: https://www.breakeven.tax/brackets/2026/florida